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Savings accounts

Best High-Yield Savings Accounts of 2026

APYs are still elevated. We compared 25+ accounts on rate, fees, minimums, and FDIC coverage to find the best places to park your cash.

#1Best overallHigh-Yield Savings

Marcus by Goldman Sachs

4.8
  • No minimum deposit
  • No monthly fees
  • Competitive APY
FDIC insured up to $250,000
APY
5.10%
Min. balance
$0
Monthly fee
$0
View account
#2High-Yield Savings

Ally Bank Online Savings

4.7
  • Buckets feature for goals
  • No fees
  • Strong mobile app
FDIC insured up to $250,000
APY
4.75%
Min. balance
$0
Monthly fee
$0
View account
#3High-Yield Savings

Discover Online Savings

4.6
  • No minimum
  • No fees
  • 24/7 US-based support
FDIC insured up to $250,000
APY
4.65%
Min. balance
$0
Monthly fee
$0
View account
#4Highest APYHigh-Yield Savings

Bread Savings

4.5
  • Top APY
  • $100 minimum
  • FDIC insured
FDIC insured up to $250,000
APY
5.15%
Min. balance
$100
Monthly fee
$0
View account
#5High-Yield Savings

CIT Bank Platinum Savings

4.4
  • High APY with $5k balance
  • No monthly fee
  • FDIC insured
FDIC insured up to $250,000
APY
5.05%
Min. balance
$5,000
Monthly fee
$0
View account
#6Best money marketMoney Market

Synchrony Bank

4.5
  • ATM card access
  • No minimum
  • Competitive rate
FDIC insured up to $250,000
APY
4.75%
Min. balance
$0
Monthly fee
$0
View account

APYs are subject to change without notice. Verify current rates directly with the bank before opening an account. DollarSound may earn compensation when you open an account through our links.

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